Get a loan that will favor you in terms of payment and interest


Qualifications for a payday loan

For you to qualify for a payday loan with us, you must meet certain qualifications that are mandatory. These qualifications include:

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You must possess a valid ID which indicates that 18 years or older.

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You should also have either a steady job

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Or a reliable source income that can enable you to repay the loan

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A chequing account with direct deposit

Benefits of payday loans

Payday loans are a short-term loan that gives you quick-money when you need it to settle your financial needs such as bills and other late payments payday loans enable you to access quick cash without having many demands like other loans.

  • Easy to apply and qualify

    applying and qualifying for any payday loan or payday cash advance is extremely easy, since the only limitations are that you have sufficient income and have never defaulted on another payday loan in the past.

  • Flexible

    payday loans are short-term, which means you can pay them back easily when you get your next check. You may even decide to prolong the payment period if you are not able to pay it within the agreed time. You just have o contact us and reschedule the payment time.

  • Amount

    your income limits the amount you can borrow at any given time, which makes it easier to pay loans back when they are due. If you earn $2000 then you can apply for a payday loan that is closer to your income. This helps to prevent the cycle of debt.

  • Invaluable for emergencies

    payday loans are fast, easy and take a very short time to process. You can often obtain your loan in less than an hour, and therefore can use the money to pay for pending late fees, upcoming bills, and to avoid bounced check fees.

  • Caps on interest rates

    most states have laws that disallow charging interest rates above a certain percentage and limit the number of application and other fees a payday lending institution can charge.

  • Legislation

    many states have laws in place that protect you from extremely high interest rates and fees, so it is important to know the pertinent laws in your state.

  • Information security

    when you apply for cash loans with us , your personal and banking information is secure we have regulations in place that ensure our payday lending solutions cannot give it to other companies or a third party without your consent. We value customer confidentiality

  • Fast

    filling out an application and receiving a cash advance loan only takes a few minutes. Once your loan is approved it takes us less than 2 hour to process and give the requested money to you.

  • Use the money for anything

    our payday loans generally have no restriction, which means you can use the money for anything you wish. You can decide to purchase a car, pay bills, mortgage or rent depending on your preference which we do not decide for you. Once you get the money the decision lies in your hands on how to spend the money.

  • Convenient

    payday lending institutions are often open outside of regular banking hours, which allow you to obtain emergency cash loans at any time. Payday lending institutions also have an online presence, allowing you to apply for loans online.

Rules and & policies of payday loans

Our instant payday loans are usually followed by strict policies. If you have any outstanding amounts that you should have settled then you could be declined for a loan or a certain amount. Our payday loans are usually paid back monthly, but if a client gets paid weekly then the payments will need to be paid weekly. The total amount you pay back is usually higher than the amount you may have received because of interest rates that we charge on the loan.